https://projectionlab.com/?ref=producthunt
Simulate your financial future and chart a course toward your best life.
Financial projection for FIRE with plot of net worth, assets, liabilities, savings rate, and time to financial independence
👨💻Self-HostingNow available! 🎉
RobBerger.com
Plan with nuance
ProjectionLab captures the important details in life that other planners miss. You’ll find it easy and intuitive to build simple but rich financial plans that truly represent you, your loved ones, and the paths you choose.
Define the milestones that matter to you
Plan for financial independence and other goals
Gauge your chance of success
Reduce anxiety around your finances
Life milestones like your personal definition of financial independence and when you would like to retire
Visualize your whole life
Build a living model of your whole life's finances and discover the spectrum of possible outcomes. Identify trade-offs, backtest against historical data, and experiment with different investment strategies, account types, contribution orders, drawdown options, and portfolio blends over time.
Drill into each simulated year in detail
Analyze estimated taxes, cash-flow, drawdown, and more
Figure out how to live life on your terms
Monte carlo simulation showing projected net worth over time, median outcome, and overall chance of success
Keep your accounts secure
ProjectionLab has no link to your real financial accounts and the data you enter stays in your browser unless you choose otherwise. If you upgrade to Premium, you can choose between several data persistence options:
Cloud sync via Google Firebase
Or use browser localStorage only
Or import/export data manually
Or self-host your own independent deployment
User interface for modeling your current savings, investments, real assets, and debt
New to ProjectionLab?
Check out these links and resources
💼AdvisorsExplore the Pro version for financial advisors.
Chance of SuccessGauge your chance of success with Monte Carlo simulations.
Tax AnalyticsReview detailed tax estimates and analytics.
AboutLearn more of the backstory behind ProjectionLab.
Newsletter
Subscribe for email updates, news, and announcements.
Track your progress over time
Journal and visualize your actual progress over time and compare against your initial projections.
Plot of historical net worth, assets, and liabilities over time
Test international scenarios
Choose your display currency and try out our growing list of international tax presets and account types.
International tax configuration presets and templates for ProjectionLab
Free for ad-hoc planning
Run simulations for free, but if you want to save your data between sessions consider upgrading for access to premium features like data persistence, tax estimation, and advanced visualizations.
Modern personal finance plan showing projected net worth over time
- 🏝️Plan for early retirement
- 🤑Cash-flow visualization
- ✂️Tax planning and analytics
- 👩🏻💼Model going part-time
- ✈️Take time off for travel
- 🔒No link to your accounts
- 📈Historical backtesting
- 🏘️Model rental income
- 🔢More than a retirement calculator
- 🏡Plan for buying a home
- 🔥Calculate when you can FIRE
- 🏦Roth conversions
- 💵72t (SEPP) distributions
- ❤️Get started for free
- 🌍International scenarios
- ✂️Tax estimation
- 👨💻Self-host your own deployment
- 🏠Better to rent vs own?
- ⏰Time to Financial Independence
- 🏝️Plan for early retirement
- 🤑Cash-flow visualization
- ✂️Tax planning and analytics
- 👩🏻💼Model going part-time
- ✈️Take time off for travel
- 🔒No link to your accounts
- 📈Historical backtesting
- 🏘️Model rental income
- 🔢More than a retirement calculator
- 🏡
- 🔥Calculate when you can FIRE
- 🏦Roth conversions
- 💵72t (SEPP) distributions
- ❤️Get started for free
- 🌍International scenarios
- ✂️Tax estimation
- 👨💻Self-host your own deployment
- 🏠Better to rent vs own?
- ⏰Time to Financial Independence
- Create custom plots
- ✅Privacy-friendly
- 🤑Sankey diagrams
- ❤️You are not the product
- 👨💻Developer support
- 💼Pro version for advisors
- 🧭Monte carlo simulations
- 💰Project your future net worth
- ✂️See your effective tax brackets
- 💹Track your progress
- 🦢Model black swan events
- 💱Choose your currency
- 🌍International account types
- 📁Control where your data is saved
- 💑Plan as a couple
- 📉Test against market volatility
- 💳Monthly, Annual, or Lifetime pricing
- 🎓How fast to pay off student loans?
- 🚙
- 📊Create custom plots
ProjectionLab is a powerful tool that can help you visualize your investments, expenses, and more over time under all sorts of different scenarios.
It's like Personal Capital's Retirement Planner on anabolic steroids!
ProjectionLab is an important part of my financial toolkit that helps me understand where I'm at and where I want to go.
While there is a lot in life outside my control, ProjectionLab helps me make informed decisions that bring me closer to financial freedom. The level of detail and variety of variables is impressive and fun for those of us who really like to dig into the numbers.
ProjectionLab has empowered me to plan my future! I can write down how much I expect to earn and spend, and what big purchases and moves I expect to make in the future, and then ProjectionLab allows me to play with hundreds of possible futures to answer critical questions like "when should I retire?" and "how much will it cost to move to a higher-tax state?"
Tip: multi-condition milestones are great for creating complex decision trees to represent how you would react to different market conditions.
This was a game-changer for me. Ever since I started using ProjectionLab, I have been more focused on saving money, investing, and paying down debt.
Retiring early is finally looking realistic for me.
Just wanted to highlight an excellent new-ish FIRE / finance plannning tool, by the talented Kyle Nolan.
I have no affiliation to the project, but it's rare to see something so well-made by an indie developer. Lemme know your thoughts!
I'm a huge fan of ProjectionLab and it's become the tool I regularly use to plan, test, and visualize my financial plan.
I love that I don't need to connect any financial accounts and how easy it is to jump in and get started modeling out various scenarios. The slick, fast and modern interface has increased my confidence in being able to plan and forecast better over the long term.
I've used projection lab for about a year and absolutely love it. It makes me feel completely in control of not just my day-to-day finances, but also retirement, large purchases, and things like figuring out whether I'm saving too much vs investing, etc.
The cash flow priorities module is my favorite thing, and such a powerful tool! I've used it many times to play with the consequence of paying off debt early vs investing more, spending vs saving leftover income and so much more.
Thank you for creating this incredible program! I hope to use it for years to come.
ProjectionLab has helped me reduce my anxiety around my finances! I love how it helps me evaluate multiple scenarios, so I can more confidently make decisions like buying vs renting or working a more demanding job vs one with a better work/life balance.
I have been using ProjectionLab for about two years now, and it is the most feature-comprehensive financial planning tool I have ever used. It provides a complete picture of my future financial outlook and gives me confidence in my ability to (one day) retire successfully.
ProjectionLab is the most beautiful financial planning tool I've ever seen.
And, it was created specifically for people pursuing FIRE, so it's also the most-useful planning tool I've found for FI!
I'm fortunate enough to be considering early retirement. ProjectionLab is the only product that allows me to quickly model all my financial goals - like taking care of my parents, giving to charity, and preparing for a family.
It doesn't just tell me when I'll run out of money- it helps me visualize what different retirement dates and lifestyles look like over the next 60 years. It's beautiful, practical and extremely well designed.
I've been waiting for a tool like this for years!
ProjectionLab helped me model my multi-phase retirement plan with multiple sources of income. The level of detail possible with ProjectionLab is unmatched by other tools. I'm more confident in my plan because of ProjectionLab!
Everything I could wish for. Mint is nice for budgeting, but for planning, this does it all! Very detailed and accurate. This is a retirement plan that I can trust.
The other calculators that return wildly different results from each other don't hold a candle to this.