Abound offers loans ranging from £2,000 to £10,000 with a representative APR of 25.8%. The loan repayment terms can be 12 to 36 months, with a total repayable amount of £6,973.10 for a £2,000 loan over 36 months. The application process is accessible to UK residents aged 18 and over with no unresolved defaults. Testimonials highlight excellent customer service and a quick, easy application process. Abound aims to increase access to affordable loans by considering a holistic view of applicants' financial situations rather than just credit scores.
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Borrowing amount
£2000
£10,000
Months to repay
12
36
Representative APR
25.8%
Total repayable
£6,973.10
Monthly repayment
£193.71
Representative Loan Example: £2,000 loan repayable over 36 months. 36 monthly payments of £77.60. Rate of interest 20.2% p.a.(fixed) Representative 25.8% APR. Total amount repayable £2,793.60, which includes a £130 fee.
You can apply as long as you:
Are at least 18 years old
Have the right to live in the UK
Have your main bank account in the UK
Have no unresolved defaults or CCJs
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Abound loan journey image
Testimonials
Ionut
The best of the best
I never believed is true. Excellent customer service. Fantastic products. Highly recommended recommend it
Mel
So so happy
Couldn't have found you at a better time. All if my debts finally consolidated into one smaller monthly payment. Thank you 😊
Adam
Easy process
This is the best experience I had ever taking a loan. Filled out the application form. sent the ID proofs as asked and within 24 hrs money in my bank.
Mary
Easy application
The Loan application was easy and security checks were thorough, therefore would recommend people to apply.
Tim
Highly recommend
The whole process was easy and quick. My application was accepted and I received the money on the same day.
Diana
Great service
In need of clearing my credit cards with money left for a purchase. I found the whole process really quick and easy. Highly recommend.
Who we are
When our co-founder Michelle moved to the UK she couldn't get a loan. She had a good job but didn't have a credit score. She then met Gerald and together they spent years working with banks to improve how they decided who to lend money to. Eventually they realised to fix the system, they needed to do it themselves.
Our mission is to increase access to affordable loans.
Some lenders only look at your credit score. We look at the full picture – what you earn, how you spend, and what’s left at the end.
So whether you’re borrowing for the first time, consolidating debts, or building up to something big – we’ll help you get there.
