Unit is an embedded finance platform that allows businesses to increase revenue per user, boost retention, lower acquisition costs, and improve customer satisfaction. With Unit, companies can easily offer powerful financial features such as banking, lending, payments, and more. The platform provides no-code and low-code solutions for quick and efficient integration, and offers scalable, reliable, secure, and compliant infrastructure. Unit supports banking for over 1 million users and handles billions of dollars in payments annually.
Unit
Increase revenue per user up to 5x
Building banking and lending with Unit allows you to create a more complete and differentiated product that increases lifetime customer value.
Grow revenue
Generate new revenue through interest on deposits, interchange on card swipes, and more. Increase revenue per user by up to 5x.
Boost retention
Create a stickier product that builds customer loyalty. Customers who bank are retained at a rate 6x higher than other users.
Lower acquisition costs
Reduce customer acquisition costs with a more differentiated product. Companies can reduce CAC by 50% by adding financial features.
Improve satisfaction
Create a more useful and differentiated product that your customers will love. Offer them better ways to store, move, and borrow money.
The easiest way to offer powerful financial features
Unit simplifies compliance, bank partnerships, and technical integration so you can build, launch, and grow faster.
Build in minutes
Get to market quickly and easily using our White-Label UIs, SDKs, integrations, and API.
Compliance simplified
Unit streamlines compliance so you can offer financial services without all of the investment.
Flexible and customizable
Offer unique features and terms that work for your customers. Fully customize the experience with Unit’s flexible API.
Built for scale
Access a fast, reliable, and secure platform that is trusted by start-ups, leading brands, and publicly-traded companies.
Unit banking as a service dashboard example
Launch faster with no-code and low-code solutions
Our powerful platform and easy-to-use tools reduce the time and resources required to embed banking and lending into your product.
No-code
Launch with one engineer and one line of code. Our White-Label App is a fully turnkey solution for companies that want to get to market faster, without relying on additional engineering resources.
Low-code
Save engineering time with our White-Label Components. Use fully customizable building blocks to embed a banking and lending experience faster without compromising functionality or your brand.
Full-code
Designed for scale and growth. Our fully customizable API, SDKs, and third-party integrations allow you to embed innovative financial services with control and flexibility.
Offer your customers cards, accounts, payments, and lending products - as easy as plug-and-play.
Bank accounts
High interest, FDIC-insured checking accounts for individuals and businesses.
Physical & virtual cards
Fully programmable, high-interchange debit and charge cards for individuals and businesses.
Payments
Send and receive ACH, same-day ACH, checks, wires and more. Free, instant, 24/7 book transfers. Custom fund flows.
Lending
Credit cards, cash advances, term loans or revolving loans. Custom terms and repayment flows.
Build financial services, designed for your audience
For businessesFor freelancersFor consumers
Offer seamless banking and lending solutions to businesses, directly in your product.
Credit and debit cardsACH paymentsPhysical and virtual cardsInstant payoutsExpense trackingCheck depositVisibility in PlaidQuickbooks integrationMerchant cash advancesInvoice factoring+ More
AngelList
See how AngelList provides business banking, integrated with other features that are critical to startups.
People and infrastructure you can trust
Unit supports banking for more than 1 million users, processes more than $4 billion in payments per year, and handles more than 10 million API calls every day. Launch banking and lending products at the speed of startups with the reliability and scale enterprises require.
Scalable
Unit powers embedded finance for large enterprises and public companies. We ensure that you can build for your entire customer base, no matter the size.
Reliable
We have proven our ability to support high-growth customers with our consistently high availability, fast response times, dedicated communication channels, and global team.
Secure
We’ve built an enterprise-grade platform you can trust. We deploy best-in-class practices and tools to maintain security on all levels: infrastructure, product, and within our company.
Compliant
Compliance is a key driver of our culture and values; it’s a responsibility we take seriously. We work with our bank and technology partners to streamline and enforce compliance.
Discover insights and trends
Check out our guides to learn more about embedded finance.
An introduction to embedded finance
Generate 2-4x more revenue by expanding from payment acceptance to bankingBy enabling your customers to keep funds on your platform, you can generate robust new revenue streams. Learn how it works and how to get started.
A guide to revenues in embedded financeLeading tech companies like Square and Shopify are driving new revenue through embedded finance. Learn how much you could be making.